by Nyia Bentley
(Detroit, Michigan, USA)
The FAFSA (Free Application for Federal Student Aid) could be a bumpy road to travel upon because it is confusing for first generation students. Do not fret though, as you read on you will notice the burdens slowly lifting from your shoulders and your FAFSA gradually coming to an end.
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by Kierra Jones-Williams
(Indianapolis)
Me Myself and I - This is for all the individuals who are first generation college students who have no idea where to start the financial aid process for college. I was once in your shoes, scared to death about going to college and not knowing how to complete my FAFSA.
I come from a low income neighborhood so there was no one to help or guide me through the FAFSA Application, I had to learn how to fill this hard but now easy application out all by myself.
Luckily for you, you have me to give you a few tips about filling out your FAFSA and how to get the most money for college. First things first, if you come to a website that says "pay us to fill out your FAFSA for you", immediately leave that site. FAFSA is a free application so do not let those websites fool you into paying for their service. The official website is www.fasfa.org and it will state "fill out your free application here". That is the site that you want to stay on.
Next, make sure that you have an updated email account because everything will be sent there. You will have to first apply for a 4 digit pin which will and is your life support for the next four years of college. This FAFSA PIN Number will be the way you sign your signature on forms, update information, etc. Remember that PIN and don’t FORGET IT. Never let anyone know your PIN because that PIN is like your social security number, if it gets in the wrong hands, it can be damning.
Another hint, if you were or still in foster care please do not be embarrassed to put it on the FAFSA. Being in foster care will give you more money for college. Another thing to note is that when it comes to assets and parent income- DO NOT add it to your FAFSA. Adding your parents information to the FAFSA will decrease the amount of money you will receive. Always make sure that you are independent and not dependent for Federal Student Financial Aid .
Give your self enough time to complete the FAFSA, because your application will not be accepted if it has errors on it. Finally breathe and prepare your self to complete the FAFSA. Make sure you read everything and print off the items they tell you to print and keep for your records. Following these hints will help you complete the FAFSA Application in a breeze. Good luck!
Read more FAFSA Help from other students and parents who have been through the FAFSA process.
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by Kristin Richardson
(Louisville, KY)
I graduated with my Bachelor in Science of Nursing a little over a year ago and I am now beginning my journey as a graduate student and I find myself back in the same confused and frustrated state I was in 6 years ago as a senior in high school trying to find aid for college .
I am a first generation college graduate. I come from a very underprivileged family where I learned the concept of hard work very early in life. I knew that I wanted to go to college all through life, however because of the environment that I was in, I didn't think that it was a possibility.
I went to a low-income high school where advancement in education was the least of our counselor's concerns. There was no guidance or information given about college in general, let alone about how to fund it. I was fortunate enough to get selected for a college prep program called Governor's Scholars.
It was that summer before my senior year that I had my first glimpse of college as a reality. Once returning back to school I immediately started applying to colleges. I had no clue where I was going to get the money from to pay for it, but I decided I would apply first, worry later. My first acceptance letter came in September and on that letter there was something mentioned about FAFSA at the bottom. I had no clue what it was so I researched it. Come to find out it was FREE MONEY! It was very hectic applying for pin numbers, retrieving my parent’s information and filling out the application the right way.
My advice to a prospective college student would be to apply early. Have all of your information and PIN numbers ready prior to February 1. That way all that you need to do is insert the information on your parent’s tax returns. If you have difficult parents, like myself, who do not understand why you have the burning desire to go to college, then I would advise you to be the first to check the mail each day. It is known that W-2's come around the end of January, so I would be the first to get hold of them. You do not have to have filled your taxes prior to completing the FAFSA; you just have to have the numbers from their W-2 to submit it.
I wish that I could tell you that each year it gets easier to fill it out, but it doesn't. Sure your information is already on file therefore you will not have to retype everything or apply for a new pin number, but its still as stressful worrying about how much money you will receive, or what your EFC will be. My best advice for you when applying for FAFSA would be to write all of your information down and keep it in a safe file that you will always know where it is. Because my parents made so little money, my school asked to audit me every year and I needed to turn in their W-2's in order to prove that I provided accurate information. Also, keeping your parents social security number, birthday and PIN number on hand is very helpful when you are reapplying for FAFSA.
It is best not to give up at any time either. I wish I could provide my account summaries for every term of school I was in, because I could be living proof that if you continue to apply for scholarships throughout your college career you will be surprised how much money you can receive. You should never think that you only have to apply for scholarships your senior year of high school and then never again. Every semester I received different scholarships in very different monetary values. You would be surprised how all the little $500 and $1,000 scholarships add up. I am a prime example. I am starting graduate school and I am still applying for scholarships. No scholarship is unworthy of being applied to. There will be several that you apply for and do not receive, but when you finally get the award letter for one, the feeling is amazing! I was fortunate enough to make it through college without having to take out a single student loan. It is possible, you just have to be determined and a hard worker. Don't give up!
Good luck! You can do it!
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