FAFSA is Free Application for Federal Student Aid, the college financial aid application form that is used to apply for US federal grants, such as Pell Grants, and loans, such as Stafford loans. The application is also used for most state financial aid for college, and many scholarships.
CSS Profile is an additional college financial aid application used by many private colleges and universities to award scholarships and grants. If your school requires the CSS Profile, you must complete both the CSS Profile and FAFSA.
Most families with income of $40,000 per year or less and a low SAI will qualify for Pell Grant, but it depends on many factors. Your eligibility for a Pell Grant is determined based on the answers to the questions in your FAFSA.
If you are a dependent student (most unmarried students under age 24), then you will need your parents financial information to file your FAFSA. If they refuse, your federal financial aid may be limited to only unsussidized federal student loans . For a complete list of the requirements for dependent or independent students, see Federal Student Financial Aid .
If your parents are divorced and you are a dependent student, then you will need the financial information from the parent you who provided the majority of your support, and their new spouse (your step-parent) if they remarried. If you don't currently live with either parent, then the parent who you did provide the majority of your support before you were out on your own. If you lived with both equally, then the one who contributed more to you financially during those 12 months. This may not be the same parent who claimed you as a dependent on their tax return. The rules for the CSS Profile are different, and unlike the FAFSA may require both parents financial information if they are divorced.
If you need to submit both, it may be more efficient to submit the CSS Profile first. All FAFSA information is mostly a subset of the CSS Profile, and the CSS Profile gives you an option to transfer the information to your FAFSA.
Your FAFSA tax information will be from 2 years before, for example the 2024-25 FAFSA application will use your 2022 taxes. If you did not file, the form will verify that with the IRS.
You will receive a FAFSA Submission of Summary, previously a Student Aid Report (SAR) in 1-4 weeks after submitting your FAFSA. The FAFSA Submission of Summary summarized the data you submitted in your FAFSA, and alerts you if any data is missing. Submit the corrections or required information ASAP to avoid any delays.
An asterisk next to your Expected Family Contribution or EFC means that your application has been selected for verification. You will need to submit additional documentation as proof of the information on your FAFSA. These verification checks used to be random, but are now more targeted based upon where they are more likely to find errors or fraud.
Do you have some hints to share with other students about competing your FAFSA? Share your FAFSA hints to help others get the best financial aid offers.
Click below to see submissions from other visitors about FAFSA Hints.
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FAFSA Application - The 2024-25 application will be available in December 2023. The 2023 - 24 application is available now.